Your Claude, your key
AI Routing
The headline act: drop a receipt photo, a bank screenshot, or a CSV and every line routes to the right entity, category, and tax treatment. Uncertain lines wait in the Review bin; your corrections become rules.
The financial command center for anyone who keeps books — one business or ten. Drop in a receipt — or just type what happened — and every line routes itself to the right entity and category, while you get on with the actual business. QuickBooks shows you what happened. Funance shows you what to do — across every company, side business, nonprofit, rental, freelance client, and personal account you track, on one screen, on your machine.
A photo of a receipt. A screenshot of your bank app. A statement CSV with four hundred lines. Drag it onto Funance and every line finds its entity, its category, and its tax treatment — posted properly, double-entry, no typing.
Receipt photos, bank and card screenshots, exported CSVs. Several at once is fine. No format to match, no template to fill.
Date, merchant, amount, memo — pulled straight off the image or the file, on your own API key, straight from your browser.
Each line lands on the correct entity and category with its tax treatment attached. Transfers between your own accounts are recognised as transfers — never counted as income.
Confident lines post themselves. Anything ambiguous waits in the Review bin for one click — and your correction becomes a rule, so that merchant never asks again.
It gets faster every week. Funance remembers how you sorted each payee, so month two is mostly watching lines fall into place. — Nothing is uploaded to us. There is no Funance server; the file goes from your browser to your own Claude and back.
Bookkeeping isn’t hard — it’s just long. It’s the shoebox, the squinting at faded receipts, the tab-switching, the “which account was this on again.” Funance takes that part. You go do the part only you can do.
We’re not going to quote you a number of hours saved — nobody’s books look the same, and made-up statistics are how software lies. Do your own math instead: count the minutes you spent on the left column last month, and know that the right column is a drop and a glance. Seven days free is long enough to find out, which is the only reason we offer it.
Managers and directors with a department budget. Teachers and program leads tracking a grant or a classroom fund. Freelancers and sole proprietors. Shops, trades, and studios. Nonprofits, rentals, side businesses, family finances. Bookkeepers running other people’s sets. An entity here is any set of books you’re responsible for — one or twelve, the instruments are the same.
The headline act: drop a receipt photo, a bank screenshot, or a CSV and every line routes to the right entity, category, and tax treatment. Uncertain lines wait in the Review bin; your corrections become rules.
One set-aside number across all entities, at the blended rate you set, with real due-date countdowns and a payments log. No April surprises.
Months of cash left, per entity and for the whole portfolio. The number that keeps anyone up at night, always visible.
P&L, the monthly spread, general ledger, due-to/due-from, draws, vendor spend — every view a CPA actually asks for, exportable.
Inter-entity transfers classify as Loan, Distribution, or Contribution and never double-count. Built for entities from line one.
Robinhood, Schwab, and any brokerage as balance-tracked accounts. Snapshot from a screenshot. Net worth on the dashboard.
Your download includes the command center — one file. Double-click, it opens in your browser. That's the entire install.
The Funance Card is a small file that installs into your Claude's Skills — then your Claude reads receipts and routes money in any chat.
Paste your own Anthropic API key. Your books never touch our servers — we don't have any.
Not “hasn’t got around to.” Structurally cannot — because each one takes away the leverage their revenue depends on. We can offer them because we sell you a file and then leave you alone.
No account, no upload, no sync, no company holding your ledger. The file is on your computer and nowhere else — we could not look at your numbers if we wanted to.
When your edition window ends, the app opens, the reports run, the exports export — forever. Renewing buys you new quarterly editions, never continued access to your own work.
Five companies, a nonprofit, three rentals, the household — same licence, same screen, consolidated or one at a time. No counter, no seats, no upgrade prompt.
Funance runs on your own Claude key. You set the spend, you own the relationship, and no feature sits behind a higher tier because the intelligence was never ours to ration.
Funance is built on the Divinity Rule — Lund Studio’s design methodology, governed by φ = 1.618. Nothing on this screen is a round number chosen by eye. Type sizes climb the golden ratio. Every margin, gap, and click target is a Fibonacci step — 8, 13, 21, 34, 55, 89. The mark itself is the golden rectangle subdividing into its own spiral.
Here’s the honest part: proportion doesn’t make your numbers more accurate. Arithmetic is arithmetic. What it does is make an instrument you can sit inside for three hours at quarter-close without your eyes burning or your attention sliding — the same reason a well-proportioned room feels calm and a badly proportioned one doesn’t. Competitors add features. We proportion the thing you have to look at.
Not a video, not screenshots — the real Funance running in your browser with sample numbers in it. Click through the dashboard, the ledger, the reports, the tax binder. Flip the theme. Export a spreadsheet if you want one. Nothing is saved, nothing is sent anywhere, and you don’t give us an email to look.
Open the live demoEvery instrument, every report, every export — the complete app for seven days. When the week ends, nothing switches off and nothing charges you: what you built stays yours, forever.
No card. No auto-charge. One email so we can send the file.
If somebody upstairs asks where the money went — a boss, a board, a principal, a grant officer, a bank, a CPA — this is the two-click answer. Every number comes out as a spreadsheet you can open in Excel, Numbers, or Google Sheets, or a printed statement you can hand across a table. No copy-paste, no “I’ll send it Monday.”
Two spreadsheets in one click: your full transaction ledger (dated, categorized, tax-treated, per entity) and a P&L summary — income, deductible, net, cash, portfolio value, burn, runway, and tax set-aside for every entity, side by side.
Schedule-C-mapped category totals with the CPA question list, exported as spreadsheets your accountant can work from directly instead of emailing you for statements.
Profit & loss by entity or consolidated, balances, and the register — filtered to any period, printed clean in daytime mode for the meeting or saved as a PDF from your browser.
Hand your Ledger to Claude and ask for the memo: “write the Q3 summary for my board,” “explain the variance to my director,” “draft the grant spend report.” The numbers are the same — the words are written for whoever’s reading.
Drop the Funance Card into Claude and talk to your books in plain English — receipts sorted, reports on request, the tax packet on demand. A free account works. Doing books weekly? Claude Pro is $20/month at the time of writing.
The app’s built-in receipt reading runs on your personal key — pay-as-you-go, you set the spend limits, and routing talks straight from your browser to Anthropic. Funance is never in the loop, because there’s no Funance server to be in it.
Funance is an independent Lund Studio product built on Claude. Claude and Anthropic are trademarks of Anthropic, PBC — no affiliation or endorsement implied.
Three ways in, one price each, nothing hidden underneath. No per-user fees, no add-on tiers, no payment-processing cut, no plan you have to migrate off of later.
| What you actually pay | Funance | QuickBooks Online |
|---|---|---|
| Year one | $333 — the price on the button | Promo rate for the first months, then the list price from month four |
| Year two | $89 to keep editions coming — or $0, and everything still works | Full list price, and the list price moved in 2026: Essentials $60 → $85/mo, Plus $99 → $140/mo, Advanced $200 → $340/mo |
| Second set of books | $0 — unlimited entities on one licence | A separate paid subscription per company file |
| Extra people | $0 — it’s a file on your machine | More users cost more per month |
| Getting paid | $0 — we never touch your money | Processing fees on invoices and cards |
| If you stop paying | Everything keeps working, forever | Subscription ends |
| Five sets of books, one year | ~$573 incl. Claude Pro | ~$2,280 |
Ours ends. Theirs, by their own terms, charges you automatically when the free 30 days are up unless you cancel first.
No introductory rate that jumps in month four. The number on the card is the number, and next year’s renewal is smaller, not bigger.
Entities, transactions, reports, exports — no counters, no seats, no upsell screen when you add a sixth business.
Your books are files you already have. There is nothing to export on the way out, because it was never anywhere else.
QuickBooks figures above are from Intuit’s published pricing and offer terms and from 2026 price-change reporting, current at the time of writing; check their site for today’s numbers. Funance is not affiliated with Intuit. QuickBooks is a trademark of Intuit Inc.
Local-first, forever. Your books live on your machine, run on your own Claude key, and never touch a Funance server — there are none. When a license period ends, Funance never holds your data hostage: viewing and exporting your books works for life. Renewing keeps the edition stream alive — nothing else ever pauses.
For the AI routing, yes — an Anthropic API key (pay-as-you-go, yours) powers the receipt reading and categorization. Everything else — entities, ledger, reports, tax math, exports — works with no key at all.
On your machine, in your browser, in a vault you can export as one file. We never see it. We couldn't sell it if we wanted to, and we don't want to.
Everything stays open — the app, the AI routing, your reports and exports all work for life. Only new quarterly editions pause until you renew at $89. Nothing is ever deleted, and nothing ever holds your data.
For the solo, multi-entity founder — yes, and now it invoices too. A/R with printable invoices, bill tracking, recurring charges, and a mileage log are built in, on top of the CPA-ready reports; your CPA still does the filing. Payroll and warehouse-scale inventory/COGS stay on the big rigs.
Yes — 14 days, any reason. Email us within 14 days of purchase and we refund in full. You keep the files: we can’t take a download back and won’t pretend to — your license simply ends its edition stream. And the free 7-day trial exists so you never have to buy blind.
Yes, and it’s one of the best fits. Set your department, program, grant, classroom, or project up as an entity, leave the tax rate at zero, and everything else works exactly the same: money in and out, categories, month and quarter closes, spreadsheets for whoever asks, and a written summary from Claude when you need to explain the numbers rather than just list them. The tax instruments simply sit unused.
Funance is bookkeeping and estimation — not tax preparation, and it never files anything. It doesn’t carry fifty states’ rules, and deliberately so: those change every year and a stale number in your software is worse than no number. Instead you set a blended tax rate per entity (federal plus your state — your CPA gives you the figure), tag each entity with its state, and Funance does the arithmetic, the quarterly countdowns, and the Schedule-C-mapped binder your accountant files from.
Editions ship quarterly. Your year is your year — every Year license gets its next four editions from its own purchase date, so there’s nothing to prorate. When an edition ships you’ll get an email, and your original download link serves the new files.
A short letter, roughly monthly: how to get more out of Claude, how to handle clients and stakeholders, and how to board-room it — think on your feet when someone asks you a number you weren’t ready for. Plus a note whenever a new Funance edition ships. Unsubscribe in one click.
Free, whether or not you ever buy Funance. Buyers are added automatically — your checkout email is where editions arrive.